Win the renewal. Keep the client.
CGS Health gives you a self-funded story your clients actually believe — with savings you can model on a spreadsheet, service your clients can call, and a partner that doesn't compete with you.
Built to make you look good in front of your clients.
Savings you can model.
Transparent pricing, real claim data, and stop-loss structures that hold up to scrutiny in a renewal meeting.
A team that doesn't disappear.
Dedicated implementation, dedicated account management, and a member services line that actually answers — so you stop fielding member complaints.
We don't compete with you.
CGS sells through producers, not around them. Your client is your client.
A complete toolkit for every stage of the deal.
Discovery & data review
Send us census, claim history, and current renewal. We come back with a structural read on where the savings are.
Custom plan + sample materials
A proposal designed for your client — branded sample materials, modeled costs, and a methodology you can defend line-by-line.
A dedicated build team
Plan setup, ID cards, member communications, and open enrollment support — handled. You stay informed, not buried in tasks.
Ongoing reporting & reviews
Quarterly utilization reviews, plan-level claim trends, and renewal modeling that arrives before the panic does.
The networks and structures behind every proposal.
Every network, mapped to the population →
National, regional, direct, and wrapped options — Cigna, Anthem, Northwell Direct, Midlands, MultiPlan, and Reference-Based Pricing. We design around your client's geography, utilization, and budget.
The full self-funded toolkit →
Self-funded and level-funded plans, pharmacy, stop-loss through Litchfield, group captives via Aerie, and cost-containment programs — the complete CGS Health platform.
Producers we work with say it best.
CGS gives me a self-funded option I can actually defend. The savings are real, the service is real, and they don't try to take the client out from under me.
Bring us your toughest renewal.
Send us a case and we'll show you what we'd do differently — no obligation, no pressure.