About CGS Health

Built differently. On purpose.

CGS Health is an independent third-party administrator headquartered in Norwalk, Connecticut, with offices across the country. We design and run self-funded health plans that put control back in the hands of employers — and treat members like people, not policy numbers.

The CGS Health team office space
Our story

Why we built CGS Health.

CGS Health was founded on a simple frustration: employers were paying more every year for health coverage they couldn't see into and couldn't control. Renewals arrived with double-digit increases and no explanation. Claims data stayed locked inside the carrier. And when a plan didn't fit, the answer was always the same — take it or leave it.

We built CGS to give that control back. By bringing plan administration, underwriting, pharmacy, and captive strategy under one roof, we help self-funded employers see exactly where their dollars go and design coverage around their people — not around a carrier's spreadsheet. It's an approach built for the employers and advisors who want a real partner, not a pass-through.

Most TPAs operate as middlemen — passing through carrier decisions and disappearing when something goes wrong. We started CGS to do it differently. To own the plan end-to-end. To answer the phone. To stand behind the numbers we put on a proposal. That hasn't changed.

What we believe

Three principles.

01 / Ownership

If we put it on the proposal, we stand behind it.

No vendor finger-pointing. The plan is ours. The service is ours. The outcome is ours.

02 / Transparency

The methodology, not just the number.

Every savings claim comes with the math. Every renewal comes with the data. No black boxes.

03 / Service

People answer the phone.

Members reach a real person. Producers reach a dedicated team. Employers reach someone who knows their plan.

Leadership

CGS leadership.

Our leadership team has over two decades of average experience in healthcare, insurance, and technology.

Michael Pastor
Michael Pastor
Co-Founder & CEO
25+ years of experience
Previously
COO, Achieve3000
President, Net2Phone
Stephanie Landrie
Stephanie Landrie
CFO
15+ years of experience
Previously
Division CFO, Cigna
Sophia Aponte
Sophia Aponte
CUO, Litchfield Underwriters
25+ years of experience
Previously
VP, Medical MGU Program, Liberty
Drew Thompson
Drew Thompson
SVP of Business Development
20+ years of experience
Previously
Head of BD, Northwell Direct
VP of BD, Evolution HC and UHC
Andy Dietz
Andy Dietz
Head of Technology
20+ years of experience
Previously
IS Manager, RCI
Liz Byrne
Liz Byrne
EVP, Account Mgmt
20+ years of experience
Previously
Head of Acct Mgmt, Anthem BCBS
The platform

Part of CGS Group.

CGS Health is one piece of a connected platform that delivers integrated health benefits.